It’s 9:00 pm….Finally a little peace and quiet around here. During the day this place can get chaotic. I do my best work when the humans leave. Most people think all cats do is eat, sleep, and chase mice…maybe that’s the case with your cat, but not here. I blame Garfield for giving people this impression. […]
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What Does Auto Liability Insurance Cover?
I am sure almost all of us have seen the commercials on TV. We can insure you today. We’ll insure you for state minimum limits only. We won’t sell you more than what you need. However, in the commercials they don’t go on to explain exactly what state (Missouri) minimum limits are (unless maybe it’s […]
General Liability: It’s Not So General
My cousin and I started a business when I was in my mid 20’s, installing vinyl graphics on the side of commercial autos and on storefront windows. We thought it would be a good way to make some extra money. Like any good start up, we bootstrapped it. We did form an LLC, but we didn’t […]
Crash, Boom, Uh Oh!
Crash, boom, uh oh! You Were Just Involved in an auto accident – now what? Missouri law says you have to buy auto insurance. But it’s one thing many people purchase that they hope they never have to use. I don’t know about you but I don’t usually go shopping, put something in a closet and hope […]
How Do Dogs Affect Your Homeowners Insurance?
How do dogs affect your homeowners insurance? It sounds like a silly question when dogs are part of so many peoples family. Man’s best friend has always been there to help us hunt, herd, fetch, and keep watch. Think about it… Lassie was always helping her master. Snoopy played it cool on top of his doghouse. […]
4 Safeguards Every Landlord Should Put in Action
Whether you own a few single family homes to supplement your income or you’re a full-time real estate investor with a few hundred units, their are 4 safeguards every Landlord should put in action. 1. Loss of Income One of the apartments in your 4-plex catches fire. The unit is unlivable for the next 4 months […]